Right for you if: 

  • You are about to buy, renovate, or build a home

  • You are looking for the best plans and financing terms

    We know how important it is for you to buy, renovate, or build your home with ease and flexibility. With Scotiabank, you will find the best plans and conditions for financing your home without losing your freedom.

    You can apply for a loan for any of the following purposes:

  • Buying a summer or beach house

  • Buying an investment property

  • Buying a residential lot

  • Building a home

  • Scotiabank has additional products to help you improve your financial situation:

    Home Advance gives you to access to a loan for 75% of the current value of your home to consolidate debts, make home improvements, or obtain cash. Whether you're an existing customer or a new Scotiabank customer, you can request a Casa Advance loan, even if you have paid off your mortgage.

    Mortgage Transfer allows you to transfer the balance of your mortgage to Scotiabank and enjoy a better interest rate and quality personalized service.

    Scotiabank Mortgage Benefits

    Whatever stage of life you are at, whether you are planning to build or buy a home, find a mortgage loan that meets your individual needs within the broad range of Scotiabank financing solutions.

    Terms and Conditions

    Want to buy a home but are not sure of the terms, conditions, and required documentation? We provide a list of terms, conditions, and requirements to ensure you have all the information needed to easily apply for a Mortgage Loan, for both residents of Panama and foreign citizens.

    You might also need...

    Credit Protection

    Life insurance for your loan: protect the wellbeing of your family and loved ones.

    Read more, Credit Protection

    Ready to Apply?

    In Person

    Visit your nearest Scotiabank branch. 

    Find a local branch
    By Phone from Panama City

    Speak to one of our specialists by calling

    (507) 297-5200
    By Phone from the city of David, Province of Chiriqui

    Speak to one of our specialists by calling

    (507) 777-6500