Checking Account

Right for you if: 

  • You are looking for immediate access to funds without the need to carry cash

  • You make transactions using checks or debit card

    With Scotiabank's Checking Account you can enjoy immediate access to your funds. You're able to make deposits and withdrawals at your convenience, eliminating the risk of carrying cash.

    Enjoy easy access to your funds without the need to carry cash.


    Fees and Terms


    Minimum opening balance of $300 USD


    Order 50 checks at $0.10 each


    Unlimited withdrawals

  • Minimum opening and account balance of $300*

  • Monthly Account Statement with detailed transaction history

  • Manage your month using checks and your ScotiaCard Visa Debit

  • Unlimited withdrawals throughout the month

  • Requirements for residents:
  • Two (2) forms of personal ID (both with photo)

  • Three (3) personal references

  • One (1) banking reference letter written to Scotiabank

  • A copy of a water, electricity, or telephone bill (to confirm your current address, even if the bill isn't in your name)

  • The signed authorization by the APC

  • You might also need...

    How Much Should You Save?

    Use our Scotiabank Savings Calculator to see how saving on a regular basis can help you achieve your short- and long-term financial goals.

    Read More, How Much Should You Save?

    Ready to Apply?

    In Person

    Visit your nearest Scotiabank branch

    By Phone from Panama City

    Speak to one of our specialists by calling

    (507) 215-5491
    By Phone from the city of David, Province of Chiriqui

    Speak to one of our specialists by calling

    (507) 777-6500